Lending Services

UCFCU MasterCard Credit Card

Why a UCFCU MasterCard Credit Card? Here’s why:
  • Competitive interest rate at 11.90% APR
  • Issued by UCFCU for MEMBERS ONLY
  • 25 day grace program for new purchases (when balance is paid in full within 25 days)
    no grace period on cash advances
  • No annual fee
  • Toll free customer service: 24/7
  • Instant cash advances at any financial institution displaying the MasterCard logo, and/or CIRRUS ATM’s, within credit limits (CIRRUS ATM’s require a MasterCard PIN)
  • MasterCard honored by merchants worldwide
  • Pay off other credit card balances
  • Consolidate outstanding debts and have only one (1) payment
  • Optional credit life and credit disability
  • Trust and quality service
  • Pay Your Credit Card Bill
Apply Today!

Read the Acrobat File Credit Card Disclosure

ScoreCard Rewards

Score Card is your Credit Union credit card rewards program! Click here to view exciting awards, redeem your Bonus Points, book travel and more!


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Upper Cumberland Federal Credit Union is federally insured by the National Credit Union Administration.
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Routing #264182337
NCUA EHL America's Credit Unions