Member Services

Direct Deposit or Payroll Deduction Options

Most employers now give employees the option of direct depositing their net pay into one or more financial institutions. Please remember that UCFCU receives thousands of direct deposits per month and can easily handle your direct deposit needs. Members would need the UCFCU routing number (264182337) and would need to give their employer their savings or checking number. UCFCU staff would be happy to help you with any concerns over direct deposit. Just call 931-484-9433, extension 102, extension 126, or extension 101 for more information.

If Direct Deposit is not an option at your employer you may still be eligible for “Payroll Deduction”. Many local employers provide a benefit to their employees by allowing a specific amount to be deducted from pay and sent to UCFCU for Christmas savings, IRA deposits, or for making a loan payment. Please call 931-484-9433, extension 137 for more information.


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Upper Cumberland Federal Credit Union is federally insured by the National Credit Union Administration.
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Routing #264182337
NCUA EHL America's Credit Unions